"Credit Repair 247" employs a multi phase audit process in order to have the inaccurate items removed from your credit reports. Federal and State laws are currently in place in order to protect the consumer from inaccurate and unverifiable credit reporting. We assist you in enforcing these laws by implementing our strategies.
When we begin to work together we immediately pull your credit reports. They will be organized so you may note items that you want to challenge or change. From this, we know exactly where to focus our efforts — and how to build a game plan to fit your personal goals and needs.
We interact directly with the credit companies and help them to meet their obligations as applicable to your particular situation and plan. Then, we communicate with the credit bureaus to confirm that the appropriate changes have actually occurred. We know the industry and we know how to use the rules to protect you.
How We Do It
* PREPARE YOUR CASE by targeting information that's affecting your credit score in a negative way.
* PRESS FOR RE-INVESTIGATION by disputing invalid negative entries with the three major credit reporting agencies, and ensure they meet full legal compliance.
* REQUEST VALIDATION with the companies who are directly submitting information about you to the credit reporting agencies.
* MONITORING credit report entries. Updates from the credit reporting agencies are reviewed for compliance and further processing as necessary.
We combine our experience, leadership, and innovation to design a solutions driven approach to meet your needs while driving solutions that yield results for you.
Our advantages are:
An individualized plan is designed and reviewed with you.
The plan is then implemented to improve your credit score and restore your credit worthiness.
Your credit is monitored to ensure accurate results.
The first step is to clarify and determine your current financial situation, goals, and objectives.
We then analyze your credit report to make sure all items are accurate.
An achievable strategy to meet your goals is determined together.
Not only do we write letters and submit disputes with the credit bureaus, we also validate debts and perform a direct audit of the creditors. Creditors and collection agencies are professionally audited, utilizing more than 400 different custom letters.
We continually create new custom letters. We do not use form letters. Our efforts are tailored to your needs. We demand validation and verification of derogatory information.
Because of the success of our services, many of our clients remain with us in order to maintain and enhance their new found sense of security, success and financial security.